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8% or 11%? Your choice
Recently, the gov decided to allow the people to reduce their EPF contributions from 11% to 8% for the next 3 years due to the economic crisis. At work, we had a meeting to decide whether we want 11% or 8%. Thankfully, most if not all of my colleagues opt for 11%. The gov wants us to increase our disposable income, that we will end up spending more and saving less. This I feel, is hardly a very smart move. For a regular person earning around RM2000 a month, reducing the contribution to 8% will only give them an extra RM60 to spend a month. Now what is RM60 to…
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Are you a musician?
Are you a musician who sometimes feel you’re not good enough..who sometimes feel lousy about yourself? Well, I was just reading this journal, and this struck me: ” Musicians need refined auditory and cognitive skills to listen and understand music, motor skills to interact with their instruments (often involving high-speed coordination and timing precision far beyond that normally required in everyday life or other professions), the ability to plan and structure their practice sessions, specific skills associated with sight-reading, improvisation, memory, intonation and expression, social skills to interact with other ensemble musicians, the ability to overcome and manage performance anxiety, and detailed knowledge of their specific instrument.” I’m like, wow,…
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Connection..just another facebook?
I just received an email invitation to join Connection. Immediately as I clicked into the site, it just reminds me of Facebook. Even some of the fonts…the colour…the image looked like the old Facebook site. I’m really not keen to join another social networking site. To me, Facebook is great enough. Forget about Friendster, Hi5, Myspace etc..some of which I have accounts there prior to the existence of Facebook.
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26 weeks
Last Thursday I had my monthly checkup, and from now onwards it will be fortnightly as I enter the 3rd Trimester. Dr. Bedi reconfirmed the sex of the baby as boy this time. I also got my Tetanus injection on my left arm. I need to get 2 injections for first time mothers. Normally, 3rd Trimesters are associated with end of the honeymoon period, where different pregnancy symptoms are coming back. I thank God that I had been blessed with a pretty easy pregnancy, I never had any of the usual symptoms like morning sickness, cravings for certain food, headache etc. Recently, I found that I have the carpal tunnel…
